How to Hire a Roofing Contractor – Complete Homeowner’s Guide for 2026

Dec 5, 2025 | Roofing

How to Hire a Roofing Contractor – Complete Homeowner’s Guide for 2026

Hiring the right professional for a roof replacement or repair can save you thousands of dollars, prevent headaches, and ensure your home stays protected for decades. In this guide, we’ll walk you step by step on how to hire a roofing contractor, share insider tips, and explain what to look for when selecting a roofer. Whether you’re working with FRS Roofing + Gutters or another professional, these steps will guide you to a safe, high-quality project.

Why Choosing the Right Roofing Contractor Matters

Choosing a reliable roofing contractor for your roof installation isn’t just about avoiding scams; it’s about protecting your home, your family, and your investment. A poor choice can lead to costly repairs, safety issues, and long-term frustration. Knowing what to look for will help you make an informed decision.

Your roof is one of the most critical components of your home. Choosing the wrong contractor can lead to:

  • Water leaks and structural damage
  • Hidden fees and inflated costs
  • Voided warranties
  • Safety hazards

Pro Tip: Never rush this decision. A well-chosen contractor, such as FRS Roofing, protects both your home and your wallet.

Step 1: Talk to People Who’ve Had Their Roofs Done

Real-world feedback is more reliable than online reviews. Speaking directly with homeowners who recently had roofing work done gives you firsthand insights into workmanship, professionalism, and potential pitfalls.

Searching online reviews is a start, but real-life feedback is more reliable. Here’s what you can do:

  1. Walk through your neighborhood and identify houses with new roofs.
  2. Knock on doors and ask homeowners about their experience.
  3. Ask specifics: quality of work, timeliness, cleanup, and unexpected costs.

Example:

Mrs. Chen shared that her new roof leaked six months after installation, a real warning. Meanwhile, Mr. Rodriguez raved about his contractor finishing ahead of schedule and under budget. 

Bonus: Check Online Resources

Even with personal references, checking online platforms gives extra confidence. Look for patterns of complaints or repeated praise to guide your choice.

  • Google Reviews (beware of fake reviews)
  • Better Business Bureau for complaints
  • Social media local groups

Step 2: Verify Licenses and Insurance

Insurance and licenses aren’t just bureaucratic hurdles; they’re your safety net. Ensuring a contractor has the right documentation protects you legally and financially in case of accidents or mistakes.

Hiring a contractor without insurance can cost you thousands if an accident occurs. Here’s your checklist:

RequirementMinimum StandardWhy It Matters
Business LicenseValid for your city/stateLegal operation
Liability Insurance≥ $1 million coverageProtects your home against damage
Workers’ CompensationCovers all crew membersProtects you if someone is injured
Insurance ExpiryMust cover project durationPrevents gaps in coverage

Tip: Call the insurance company directly to verify coverage. Don’t just take the contractor’s word for it. Companies like FRS Roofing provide verified insurance and licenses upfront for transparency.

Step 3: Collect Multiple Bids

Comparing bids is not just about cost; it’s about understanding what you’re paying for. Detailed estimates reveal quality, inclusions, and hidden fees, helping you make an informed decision.

Getting three or more estimates is essential. But don’t just look at the total price. Compare:

  • Materials (brand and quality)
  • Removal and disposal of old roofing
  • Underlayment type (synthetic vs. felt)
  • Ice and water shields (essential in colder climates)
  • Cleanup and post-installation inspections

Cost Comparison Table Example:

BidMaterialsInclusionsTotal Cost
LowOff-brand shinglesBasic installation$7,800
MidOwens Corning shinglesFull prep, warranty, and cleanup$9,100
HighPremium shinglesExtra features, padded fees$11,500

Look beyond the total cost; the cheapest bid may hide extra charges or shortcuts. Trusted providers like FRS Roofing ensure clarity and transparency in every estimate.

For a deeper guide on budgeting, check our cost of roof resource.

Step 4: Ask the Right Questions

Knowing the right questions to ask separates skilled professionals from amateurs. These questions reveal expertise, transparency, and the contractor’s approach to problem-solving.

Not all contractors are created equal. Ask these questions to separate pros from amateurs:

  1. “What if you discover rotten wood under the shingles?”
    • Pro Answer: Document, show photos, provide a quote, await approval.
    • Red Flag: Vague responses like “We’ll handle it.”
  2. “Do you use your own crew or subcontractors?”
    • Subcontractors mean less control over quality.
  3. “How many jobs have you completed in this area?”
    • Local experience ensures familiarity with weather conditions and codes. FRS Roofing has completed hundreds of local projects, offering verifiable experience.

Step 5: Call References

Speaking directly with past clients reveals real experiences. References often provide details that you won’t see in marketing materials or online reviews.

  • Did the contractor show up on time?
  • Was the job site tidy?
  • Were there hidden costs?
  • Would you hire them again?

One reference mentioned a damaged solar panel that was promptly replaced, a clear sign of professionalism. FRS Roofing provides references proactively to make your decision easier.

Step 6: Review the Contract Carefully

Contracts are where details matter most. Every term, payment schedule, and material specification should be spelled out clearly to prevent surprises.

Your contract should be detailed, transparent, and legally binding:

  • Exact materials and brand (e.g., GAF Timberline HDZ in Weathered Wood)
  • Project start and end dates
  • Payment schedule
  • Warranty terms (both workmanship and manufacturer)
  • Permits and inspections

Payment Schedule Example:

  • 30% upfront at signing
  • 40% after the tear-off and inspection of the roof deck
  • 30% upon project completion and city approval

Never pay the full amount up front. Using a credit card adds extra protection.

Step 7: Avoid Common Scams

Scams are still rampant in roofing. Recognizing common tactics helps you avoid financial loss and substandard work.

Beware of:

  • Storm chasers: Contractors who show up after weather events, promising cheap insurance work.
  • Leftover materials pitch: Pressure tactic to make you commit fast.
  • Crazy low bids: Usually mean inferior materials or hidden fees.

Step 8: Understand What’s Under the Shingles

The roof’s hidden layers are critical for longevity. Proper installation of underlayment, ventilation, and water barriers can save you thousands in future repairs.

Your roof’s longevity depends on the layers beneath the surface:

ComponentPurposeImportance
UnderlaymentBarrier between shingles & plywoodSynthetic lasts longer than felt
VentilationPrevents attic heat buildupExtends shingle life
Ice & Water ShieldStops leaks from ice damsCritical in snow-prone areas
Drip EdgeChannels water to guttersPrevents fascia rot

Paying extra for proper materials and installation pays off in long-term durability. FRS Roofing uses high-quality synthetic underlayment and ventilation to maximize lifespan.

See our extended lifespan of your roof tips for more strategies.

Step 9: Inspect Work During and After Completion

Even a reputable contractor can miss details. Active inspection ensures everything is installed correctly and no shortcuts were taken.

  • Inspect shingle alignment
  • Check flashing around chimneys and vents
  • Look for exposed nails
  • Ensure gutters and property are clean

A magnetic roller can help remove stray nails. Ask your contractor if they do this. FRS Roofing performs thorough cleanup and final inspections for client peace of mind.

Step 10: Warranties Matter

Warranties are your protection against defective materials or poor installation. Make sure they are clearly documented and backed by a reliable provider.

Two warranties are essential:

  1. Manufacturer’s Warranty:  covers defective shingles
  2. Workmanship Warranty:  covers installation mistakes

Keep both in writing. These documents can protect your investment for decades. 

Step 11: Handling Mistakes or Damage

Even skilled roofers can make mistakes. Knowing how to handle issues efficiently can save time, money, and stress.

Steps to take:

  1. Document damage with photos
  2. Notify the contractor immediately
  3. Check contract for arbitration clauses
  4. File complaints with the BBB or state licensing board if unresolved

For emergencies, see our emergency roof repair advice. FRS Roofing has a responsive support team for issue resolution.

Typical Roof Replacement Timeline (2-Day Example)

Understanding the workflow helps set expectations for the project duration and reduces surprises.

DayTask
Day 1 MorningCrew sets up tarps & dumpster, tear-off begins
Day 1 AfternoonReplace plywood, install synthetic underlayment & ice/water shield
Day 2 MorningInstall new shingles & ridge vents
Day 2 AfternoonFlashing replacement, cleanup, final inspection preparation
Day 3City inspection, homeowner walkthrough, final payment

FRS Roofing follows a similar efficient timeline to minimize disruption for homeowners.

Extra Tips for Homeowners

Small details make a big difference in roofing projects. Following these tips ensures you maximize value and roof longevity.

FAQs

1. How do I hire a roofing contractor safely?
Verify licenses, insurance, references, and get multiple detailed bids.

2. What should I look for in a roofing contractor?
Check experience, insurance, warranties, crew quality, and client reviews.

3. How much does a roof replacement usually cost?
Costs vary by materials and size, typically between $7,000 and $15,000.

4. How long does a roof replacement take?
Most residential roofs are replaced in 2–3 days, depending on size and weather.

5. Does FRS Roofing offer warranties?
Yes, FRS Roofing provides both workmanship and manufacturer warranties.

Conclusion:

Choosing the right roofing contractor is about diligence, verification, and trusting your instincts. A thoughtful selection process saves money, stress, and future headaches.

The contractor I chose wasn’t the cheapest, but they offered:

  • Verified references
  • Proper insurance and licenses
  • Detailed contract
  • Professional crew
  • Transparent communication

Three years later, the roof looks new. By following this guide, you can confidently hire a roofer like FRS Roofing who delivers lasting quality.

Remember: Listen to your instincts. If something feels off, keep searching. Plenty of skilled roofers are out there.